Timber garages and insurance

[Faux-7-0]

I'd not expect any significant increase on the Car insurance because you're using a wooden garage as motor insurers tend to be more concerned with the theft/malicious damage risk but your Household policy premium will go up as the Home insurer will consider the fire/flood risks as being the more likely.

It's also important for your home policy that you declare that the garage is wooden even if they do not ask specifically. Otherwise, in the event of a loss, you risk the claim being declined on the basis of non-disclosure of a material fact.

[MilesnMiles]

Ok Faux, thanks for that.
Carl, I'm replacing one garage with another on the same site so I'm sure I don't need planning permission. I get on with the neighbours and will talk with them first.

[Pete_B]

If yoir main motivation is minimizing rust make sure you make it as dry as possible id try to ensure you included a damp proof membrane in the new floor slab and i.sulate and vapour check the walls

[MilesnMiles]

Yep, wil be damp roofing for sure

[Pete_B]

if you need any construction details just shout

[MilesnMiles]

Thanks Pete, appreciate it.